Post by dea on Aug 11, 2007 15:28:23 GMT -5
I mostly agree with Brad on this one.
I was lucky to be raised in a home where my parents took responsibility for their debts and kept purchases within modest means. My parents own their land, home and vehicles. Which given their current disabilities and incomes it has been a blessing. My parents have very few credit cards and if a purchase is made using one, it is paid off the next month.
Due to various circumstances, I built myself a cabin one their property several years ago. While I live ON their property I do NOT live IN their house. I take care of my disabled parents in and amongst other caregivers that come in. My car is paid for. It has a couple of dents, but I figure it help keeps me 'humble'.
I learned from an early age that if I asked my parents for any kind of financial help, it came with rules and restrictions- in other words- bondage. In a lot of ways I'm grateful that my parents couldn't pay my bills. It's helped me to keep within a budget. I still get a lot of toys and stuff I don't need but think are cool and I love internet shopping and buying fabric but I use my debit card.
While money seems tight a times, I would much rather be in the position that I'm in right now than to be thousands of dollars in delt with credit cards and loans. I was very fortunate that when I graduated from college I had extra money left over with no debt.
Every once a while I turn the tv to a station that is a religious channel. I'm amazed at how much they want people to put on their credit cards. I thought most churches try to teach financial responsibility. I guess they do until they want you to fund them with your credit cards.
Several of the Catholic Parishes here in Washington- due to priest sex abuse cases and settlements- have set up places where parish members can use their credit cards. In some parishes, each parish member was responsible to 'donate' over 1,000$.
One thing about the meetings is that I never felt bad barely having the gas to get there and back. Other churches who pass around a collection plate, well, I have felt that if I don't have money to give the church then I shouldn't go. While this is kind of another topic- it's at least better to just put the box in the back of the room and keep money out of the service.
I was lucky to be raised in a home where my parents took responsibility for their debts and kept purchases within modest means. My parents own their land, home and vehicles. Which given their current disabilities and incomes it has been a blessing. My parents have very few credit cards and if a purchase is made using one, it is paid off the next month.
Due to various circumstances, I built myself a cabin one their property several years ago. While I live ON their property I do NOT live IN their house. I take care of my disabled parents in and amongst other caregivers that come in. My car is paid for. It has a couple of dents, but I figure it help keeps me 'humble'.
I learned from an early age that if I asked my parents for any kind of financial help, it came with rules and restrictions- in other words- bondage. In a lot of ways I'm grateful that my parents couldn't pay my bills. It's helped me to keep within a budget. I still get a lot of toys and stuff I don't need but think are cool and I love internet shopping and buying fabric but I use my debit card.
While money seems tight a times, I would much rather be in the position that I'm in right now than to be thousands of dollars in delt with credit cards and loans. I was very fortunate that when I graduated from college I had extra money left over with no debt.
Every once a while I turn the tv to a station that is a religious channel. I'm amazed at how much they want people to put on their credit cards. I thought most churches try to teach financial responsibility. I guess they do until they want you to fund them with your credit cards.
Several of the Catholic Parishes here in Washington- due to priest sex abuse cases and settlements- have set up places where parish members can use their credit cards. In some parishes, each parish member was responsible to 'donate' over 1,000$.
One thing about the meetings is that I never felt bad barely having the gas to get there and back. Other churches who pass around a collection plate, well, I have felt that if I don't have money to give the church then I shouldn't go. While this is kind of another topic- it's at least better to just put the box in the back of the room and keep money out of the service.