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Post by BobWilliston on Mar 12, 2020 23:48:54 GMT -5
No one gets coverage at the emergency room. The people who come there with coverage get emergency care PLUS The rest only get absolute emergency care -- if it's a public hospital. And that includes US citizens who don't have coverage. And the bill can be several times that of someone with coverage. what are you talking about? emergency care PLUS? what, you think some people are getting medical care thats different than anyone elses? its all the same machines, meds, doctors, nurses, methods... PLUS refers to anything beyond critically life-saving treatments. You wouldn't have to deal with that situation.
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Post by snow on Mar 14, 2020 14:11:43 GMT -5
I pay over 7K per year just for the insurance premium for me and a dependent. There are co-pays, co-insurance and a sizable deductible on top of that. I'd be more than happy to pay that in taxes instead of to an insurance company if we could have a system like the one Canada has. When I had to have surgery a few years ago, it took 3 months to get an appointment with the surgeon, and another 3 months for a spot on the surgical schedule. It's not like we can get whatever we want on the spot in the US. Wow. Yes I think it makes it more affordable the way we do it, through taxes. We don't pay as much because everyone contributes and then when we are sick and things are emotional we can have peace of mind that we aren't going to have to go in debt just to pay for our health issues. I have had waiting times only when I wasn't an emergency. If I was an emergency I had immediate and complete service. Even with my non emergency issues I haven't had a unreasonably long waiting period. Could our system be better? Of course, I'm sure it could be, but I really am so thankful for how ours works and how it's been there for me for many years.
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Post by snow on Mar 14, 2020 14:12:54 GMT -5
But that's not the way emergency rooms should be used. The best healthcare is a system where conditions can be caught BEFORE they become an emergency room issue. true but it does work in the form it is right now....we are covered in the US by insurance, cash, medicare or medicad...i have only heard of a few folks ever being turned away under any of those circumstances... I'm curious what happened that they were turned away? Not serious enough or something else?
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Post by Annan on Mar 14, 2020 14:32:52 GMT -5
true but it does work in the form it is right now....we are covered in the US by insurance, cash, medicare or medicad...i have only heard of a few folks ever being turned away under any of those circumstances... I'm curious what happened that they were turned away? Not serious enough or something else? If you don't have insurance and don't have the cash to pay, you are allowed emergency treatment only. In other words, they will do what they can to stabilize you. I honestly don't know what happens after that. The hubby's cousin had a brain tumor. No one knew. He started acting oddly and lost his job and consequently lost his medical insurance. When they finally found out he had a brain tumor, his father signed over all his bank accounts and property so that his son could have surgery. The father lost everything. Thank goodness he has social security to fall back on. It's isn't much but it's something. I don't know how the son is these days. Lost track.
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Post by snow on Mar 14, 2020 14:43:35 GMT -5
I'm curious what happened that they were turned away? Not serious enough or something else? If you don't have insurance and don't have the cash to pay, you are allowed emergency treatment only. In other words, they will do what they can to stabilize you. I honestly don't know what happens after that. The hubby's cousin had a brain tumor. No one knew. He started acting oddly and lost his job and consequently lost his medical insurance. When they finally found out he had a brain tumor, his father signed over all his bank accounts and property so that his son could have surgery. The father lost everything. Thank goodness he has social security to fall back on. It's isn't much but it's something. I don't know how the son is these days. Lost track. That really is too bad. See, that's exactly the kind of thing we don't have to worry about here.
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Post by Annan on Mar 14, 2020 14:45:57 GMT -5
If you don't have insurance and don't have the cash to pay, you are allowed emergency treatment only. In other words, they will do what they can to stabilize you. I honestly don't know what happens after that. The hubby's cousin had a brain tumor. No one knew. He started acting oddly and lost his job and consequently lost his medical insurance. When they finally found out he had a brain tumor, his father signed over all his bank accounts and property so that his son could have surgery. The father lost everything. Thank goodness he has social security to fall back on. It's isn't much but it's something. I don't know how the son is these days. Lost track. That really is too bad. See, that's exactly the kind of thing we don't have to worry about here. I would welcome universal healthcare. Can't seem to convince many others, though. The hubby for one. And Wally. Bernie!!!
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Post by snow on Mar 14, 2020 14:48:45 GMT -5
That really is too bad. See, that's exactly the kind of thing we don't have to worry about here. I would welcome universal healthcare. Can't seem to convince many others, though. The hubby for one. And Wally. Bernie!!! What are your husbands views on it? Why is he against it? It's not looking good for Bernie.
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Post by Annan on Mar 14, 2020 14:50:28 GMT -5
I would welcome universal healthcare. Can't seem to convince many others, though. The hubby for one. And Wally. Bernie!!! What are your husbands views on it? Why is he against it? It's not looking good for Bernie. The hubby says we are turning into a socialist country and the middle class are the ones paying for everything. How much more are we expected to give?
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Post by snow on Mar 14, 2020 14:56:02 GMT -5
What are your husbands views on it? Why is he against it? It's not looking good for Bernie. The hubby says we are turning into a socialist country and the middle class are the ones paying for everything. How much more are we expected to give? Well while agree that it is the middle class that does contribute a lot, our healthcare also comes from taxes paid on things we buy. Everyone, rich and poor pay that. So while it's not perfect, I sure do value the peace of mind.
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Post by Annan on Mar 14, 2020 17:48:07 GMT -5
The hubby says we are turning into a socialist country and the middle class are the ones paying for everything. How much more are we expected to give? Well while agree that it is the middle class that does contribute a lot, our healthcare also comes from taxes paid on things we buy. Everyone, rich and poor pay that. So while it's not perfect, I sure do value the peace of mind. That I didn't know. Makes a huge difference. Everyone buys.
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Post by snow on Mar 15, 2020 13:59:34 GMT -5
Well while agree that it is the middle class that does contribute a lot, our healthcare also comes from taxes paid on things we buy. Everyone, rich and poor pay that. So while it's not perfect, I sure do value the peace of mind. That I didn't know. Makes a huge difference. Everyone buys. Yes it all adds up of course which is what many in the states are against. It does mean more taxing on goods and services which I'm not sure you currently have.
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Post by curlywurlysammagee on Mar 15, 2020 16:15:57 GMT -5
That I didn't know. Makes a huge difference. Everyone buys. Yes it all adds up of course which is what many in the states are against. It does mean more taxing on goods and services which I'm not sure you currently have. The USA seems to prefer to run huge deficits and print money. I am reminded of a line from Dickens. Running deficits for year after year is in Lala land
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Post by snow on Mar 15, 2020 18:54:22 GMT -5
Yes it all adds up of course which is what many in the states are against. It does mean more taxing on goods and services which I'm not sure you currently have. The USA seems to prefer to run huge deficits and print money. I am reminded of a line from Dickens. Running deficits for year after year is in Lala land That's what happened in Germany when their money became pretty much worthless isn't it?
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Post by BobWilliston on Mar 16, 2020 0:18:40 GMT -5
What are your husbands views on it? Why is he against it? It's not looking good for Bernie. The hubby says we are turning into a socialist country and the middle class are the ones paying for everything. How much more are we expected to give? What the middle class is paying for is the wealth that insurance companies are sucking out of the economy. Plus the cost of the personnel need to operate the excessively complicated mechanisms by which it is decided who can have what kind of services and by method of payment it will be accomplished, and who checks to see who is poor enough or rich enough to be exempt from the normal acceptance policies of all the different care providers. And of course the lawyers to keep track of those smart enough to know the system better than the people who even designed it, so rip everyone off.
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Post by curlywurlysammagee on Mar 16, 2020 0:40:06 GMT -5
The hubby says we are turning into a socialist country and the middle class are the ones paying for everything. How much more are we expected to give? What the middle class is paying for is the wealth that insurance companies are sucking out of the economy. Plus the cost of the personnel need to operate the excessively complicated mechanisms by which it is decided who can have what kind of services and by method of payment it will be accomplished, and who checks to see who is poor enough or rich enough to be exempt from the normal acceptance policies of all the different care providers. And of course the lawyers to keep track of those smart enough to know the system better than the people who even designed it, so rip everyone off. It's the land of the free. You are free to choose who to make rich and to rip you off.
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Post by Deleted on Mar 16, 2020 0:49:02 GMT -5
The hubby says we are turning into a socialist country and the middle class are the ones paying for everything. How much more are we expected to give? What the middle class is paying for is the wealth that insurance companies are sucking out of the economy. Plus the cost of the personnel need to operate the excessively complicated mechanisms by which it is decided who can have what kind of services and by method of payment it will be accomplished, and who checks to see who is poor enough or rich enough to be exempt from the normal acceptance policies of all the different care providers. And of course the lawyers to keep track of those smart enough to know the system better than the people who even designed it, so rip everyone off. and some where in there is the ridiculous amount of money embedded into the cost for liability insurance....
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Post by BobWilliston on Mar 16, 2020 1:22:51 GMT -5
What the middle class is paying for is the wealth that insurance companies are sucking out of the economy. Plus the cost of the personnel need to operate the excessively complicated mechanisms by which it is decided who can have what kind of services and by method of payment it will be accomplished, and who checks to see who is poor enough or rich enough to be exempt from the normal acceptance policies of all the different care providers. And of course the lawyers to keep track of those smart enough to know the system better than the people who even designed it, so rip everyone off. and some where in there is the ridiculous amount of money embedded into the cost for liability insurance.... True enough.
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